People no longer work for one company for many years and expect to retire at age 65 with a pension and/or Social Security. Today, companies are downsizing and restructuring. People are forced to take more responsibility for their own financial security and retirement. Many high-level professionals are choosing to start their own businesses or offer their services as consultants. At the same time, there are other social and economic factors at play:

• People are living longer.
• Education expenses are increasing.
• Many people are providing for older parents.

As a result, financial planning and lifestyle planning are more important than ever before.

Financial Independence Planning
Many people want to remain productive after the age of 65. That includes working on a part-time basis or opting for semi-retirement. Financial independence planning allows you to leave the traditional work force, although you may continue to “work” in a different capacity depending on your individual pursuits and interests.

At Leber Financial Group we can help you achieve financial independence by...

• Evaluating your existing savings and investment vehicles, IRA and retirement vehicles, and showing you how to maximize their impact on your situation.

• Anticipating the changes you’ll need to address upon leaving the traditional work force.

• Running financial projections on sophisticated software to determine how best to plan for your future needs.

Lifestyle Planning
More and more people are finding ways to remain active in their mature years. Lifestyle planning helps you determine the standard of living you want to enjoy after you’ve left your primary employment and how you can best maintain that standard of living. It takes into account your personal interests and allows you to enjoy all the benefits of a retirement lifestyle, such as:

• Travel
• Vacations
• Spending time with grandchildren and family
• Hobbies
• Non-financial pursuits

At Leber Financial Group, we want you to enjoy all the freedom of a retirement lifestyle, while continuing to be productive. That’s why we take a different approach to retirement—one that will allow you to maintain an active lifestyle in financial comfort.