Estate and legacy planning incorporate overall financial planning dealing with the conservation and distribution of an individual’s assets after death. For over 30 years, Leber Financial Group has worked closely with estate planning lawyers, trust officers and tax accountants. Our estate planning and legacy planning services are very sophisticated and backed with considerable experience.

Estate planning is extremely important for those individuals with higher income and higher net worth. It involves coordinating the ownership and titling of assets and appropriate beneficiary designations on items such as employee benefit plans, life insurance policies and IRAs. Estate planning addresses tax issues, as well as possible changes in tax laws, and proper legal documents such as:

• Wills and trust agreements
• Durable powers of attorney
• Health care powers
• Family limited partnerships
• Grantor-retained annuity trusts
• Various charitable vehicles

Legacy planning involves determining the amount of funds to leave to children and family, possibly to charities, and how assets should be managed and disposed of. This service includes:

• Generation-skipping planning
• Charitable planning vehicles, including foundations and charitable trusts
• Gift annuities
• Pooled income funds

Legacy planning also addresses blended family issues, as when divorces and remarriages have occurred, along with provisions for elderly and infirm parents.